CFG Executive Leadership Group*

Citizens Financial Group and RBS Citizens, N.A.

Our company's senior management team:

Reza Aghamirzadeh
Commercial Banking
Brad Artery
Business Services
Gary M. Aswad
Commercial Banking
Martha Jane Avstreih-Ross
Strategy
Peter Bakkala
Risk
Maura Bolduc
Marketing & Communications
Virginia R. Bonaro
Business Services
Anthony Borzaro, Jr.
Finance
Liam M. Brickley
Risk
David A. Bright, Esq.
Legal
Margaret W. Burgess
Risk
Philipp H. Burroughs
Risk
Joseph Carelli
Commercial Banking
Christopher Carmosino
Commercial Banking
Lucille Cavan
Human Resources
David Clark
Risk
Brian J. Connolly
Strategy
Peter Constant
Marketing & Communications
Claire Costa
Finance
Barbara S. Cottam
Marketing & Communications
Brendan Coughlin
Consumer Banking
Richard P. Daingerfield
Legal
Joseph Dewhirst
Finance
Lori C. Dillon
Marketing & Communications
Fang Du
Risk
David J. Dunn
Risk
Dawn Dupre
Consumer Banking
Alan Earsman
Business Services
Cindy Erickson
Human Resources
Maureen E. Fielding
Business Services
Timothy Finkenstaedt
Marketing & Communications
Daniel Kevin Fitzpatrick
Commercial Banking
James Gaspo
Commercial Banking
James J. Gifas
Global Transaction Services
Michael Gleason
Commercial Banking
Neil M. Grassie
Business Services
Rachel Graves
Human Resources
Glenna M. Hagopian
Risk
Rachelle Handfield
Human Resources
Edward Handy
Commercial Banking
Michelle Hecht
Marketing & Communications
Robert M. Howard
Finance
Jim Hughes
Marketing & Communications
Erik Johnsen
Business Services
Jason Jolin
Strategy
Risa Katz
Finance
James E. Kivlehan
Consumer Banking
Trevor Knott
Consumer Banking
Craig R. Lamp
Consumer Banking
Ken Lay
Global Transaction Services
Steve Lynch
Business Services
Gary R. Magnuson
Strategy
Kenneth Marblestone
Commercial Banking
Diana Maria Martin
Marketing & Communications
Kenneth B. Martin
Commercial Banking
Margaret Marty
Consumer Banking
Elaine McGinn
Human Resources
Brendan McTague
Business Services
Richard A. Meringolo
Commercial Banking
Michael Millard
Consumer Banking
Quincy Miller
Consumer Banking
Mark Minter
Commercial Banking
Dawn Morris
Marketing & Communications
Tony Moscrop
Business Services
Cheryl Ann Nolda
Consumer Banking
Laura O'Hara
Legal
Ronald S. Ohsberg
Finance
Scott Ownes
Risk
Marc Paulhus
Commercial Banking
Raymond J. Peloso
Business Services
Sandra Pierce
Commercial Banking
John Popolizio
Business Services
Linda R. Popper
Finance
Jane Post
Marketing & Communications
James Powers
Consumer Banking
Brendan Radigan
Legal
David H. Reed
Risk
Joanna Robbins
Human Resources
Kenneth W. Robinson
Marketing & Communications
Sean Rowles
Risk
Robert C. Rubino
Commercial Banking
Girard Sargent
Commercial Banking
Ralph Charles Sillari
Commercial Banking
Steve Solk
Commercial Banking
Chris Sulpizio
Business Services
Scott Swanson
Commercial Banking
Ted Swimmer
Commercial Banking
Maria Tedesco
Consumer Banking
William W. Templeton
Legal
Geoffrey C. Thomas
Consumer Banking
James L. Tuite III
Strategy
Sreedhar Vegesna
Consumer Banking
Kevin Walsh
Consumer Banking
Stephen Robert Woods
Commercial Banking
D. Stephen Wooters
Consumer Banking

*Also includes all members of CFG Executive Committee