Overview

Your day-to-day life involves managing many things, including your money. If you need help working toward a budget, saving more, or just want to avoid overdraft fees, Money Organizer is the solution for you. It brings together three distinct accounts for your money management needs: one for bills, one for spending, and one for saving.

Money Organizer also provides features such as regular transfers between your accounts and two layers of overdraft protection, ensuring that your money is where you want it, when you want it.

Money Organizer Accounts:

• Bills Account - a checking account for paying regular bills
• Spend Account - a checking account for everyday spending
• Save Account - a savings account dedicated to achieving your savings goals

How It Works

To make sure your necessities are covered, your paycheck and any other income will be deposited into your Bills account. Your Bills account is the main account from which all of your regular bills will be paid.

Your Spend account is where you will set aside the money you'll need for your everyday expenses. You'll decide how much to put in this account by setting up a regular transfer of funds from your Bills account.

Your Save account is where you will set aside the money designated for growing your savings. You'll decide how much to put in this account by setting up a regular transfer of funds from your Bills account.

In addition to your regular transfers of funds, with Money Organizer, the Bills account has two layers of overdraft protection. Should you run short in your Bills account, money will automatically be drawn from your Spend account. Should your Spend account be unable to cover your bills, money will automatically be drawn from your Save account. Paying your bills is essential, and Money Organizer helps you to make it a priority.